Morbid obesity is a medical condition, not a cosmetic condition. Obesity is a leading cause of preventable death in the United States. Of course, one benefit of having bariatric surgery is that patients often feel much better about their physical appearance and find moving around easier than it has been in years.
Insurance
Our Process
The first step is to meet with a surgeon at New York Bariatric Group to determine if you are a candidate for surgery. We have insurance experts on our team who will help you through the process if you are a candidate. Once you have been accepted into the New York Bariatric Group program, our office will call your insurance company and verify that the bariatric surgery procedure you’ll be undergoing is covered. We will also find out if your insurance plan has any deductibles or co-pays for this surgery. These support services are provided to you at no cost.
If you have already gone through prequalification and have insurance approval through another weight loss surgery program, you qualify for our Fast Track Program. You can talk to one of our patient counselors at 800-633-THIN.
Is Bariatric Surgery Covered by Insurance?
Self Pay
Our surgeons support a variety of payment methods through the Self Pay packages including cash, credit card, stocks, bonds, investment funds, Health Flex Savings Account (HFSA), and your 401K. Weight loss surgery such as the virtually scarless single incision Gastric Sleeve, gastric bypass, or Lap-Band can help improve or eliminate your co-morbid health complications, reducing your out-of-pocket cost of medications, doctor visits, time off work for illness and injury, and plus-sized clothing prices; ultimately saving you money in the long run.
Tax Deductible
The IRS allows taxpayers undergoing weight loss surgery to deduct expenses for procedures, approved weight-loss drugs, and nutritional counseling. Deductions are allowed for uncompensated expenses of treatment of an individual if the cost is more than 7.5 percent of adjusted gross income. Talk to your tax professional or CPA about how tax deductions can help you and your weight loss surgery process. We have included the link below to the IRS Medical Tax Deduction Information page:
Medical Spending Accounts
Some or all the costs associated with a weight loss program may be reimbursable if you have a healthcare spending account (FSA/HSA). Check first with your account administrator about your eligible expenses. Some services, supplements, or medications may require a letter of medical necessity. Be sure to talk with your accountant or financial advisor about how this could help you.
Get an insurance check or schedule an appointment.
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Insurance Alternatives
If insurance coverage for your weight loss surgery is not an option, or you want to try the non-surgical weight loss balloon, New York Bariatric Group accepts self-pay patients at very competitive prices.
